Vault Plans
Structured Access to Strategy-Based Yield
SmartVaults.ai offers a set of predefined vault plans that allow participants to allocate capital into the protocol’s strategy system under clearly defined conditions.
Each vault is designed with a specific lock duration and corresponding target return profile, enabling structured participation based on individual time horizons and risk preferences.
Available Vault Plans
Participants can choose between four vault options:
Plan
Lock Duration
Target Monthly Return
Approx. Annual Projection
One-Time Fee
Starter
1 Month
2%
24%
$100
Growth
3 Months
4%
48%
$250
Pro
6 Months
6%
72%
$500
Elite
12 Months
10%
120%
$1000
Returns are target projections, not guaranteed outcomes.
How Vaults Work
Each vault operates as a structured pool:
Deposited USDT is locked for the selected duration
Capital is deployed into the strategy system
Returns are generated through protocol activity
Funds remain active throughout the lock period
Vaults are designed to provide predictable structure, not guaranteed outcomes.
Return Structure
Each plan includes a defined target monthly return based on:
Historical simulations
Recent market conditions
Strategy performance assumptions
Important:
Returns are targets, not guarantees
Actual performance depends on market activity
Results may vary over time
Example Calculation
A simplified example:
Deposit: $15,000
Plan: Pro (6 months)
Target return: 12% monthly
Estimated outcome:
Monthly gross: $1,800
Total gross after 6 months: $10,800
After protocol fees, the net result will be lower and depends on actual performance.
Lock Structure
Each vault includes a fixed commitment period.
During this time:
Capital remains allocated to the system
Strategies continue to operate on the full amount
Withdrawal of the principal is restricted until maturity
This structure allows the protocol to deploy capital efficiently without forced interruptions.
Early Exit Considerations
If early exit options are implemented:
Conditions may apply
Fees or adjustments may be required
Availability depends on system design and liquidity conditions
Details will be defined within the protocol logic.
Choosing the Right Plan
Vault selection depends on:
Desired time horizon
Risk tolerance
Capital allocation strategy
Longer lock durations are typically associated with higher target returns due to increased capital stability within the system.
Designed for Structured Participation
Vault plans are built to:
Simplify access to complex strategies
Provide clear participation rules
Align capital commitment with system efficiency
They serve as the primary interface between participants and the SmartVaults.ai strategy engine.
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