# FAQ ### **What is SmartVaults.ai?** SmartVaults.ai is a decentralized protocol that enables participants to allocate capital into automated liquidity strategies operating across crypto markets. The system focuses on generating yield from real market activity such as trading volume, funding rates, and price inefficiencies. *** ### **How does SmartVaults.ai generate returns?** Returns are generated through a combination of strategy modules, including: * Market-making * Funding-rate capture * Arbitrage and spread trading * Liquidation-based opportunities These strategies aim to monetize market activity rather than relying on price direction. *** ### **Are returns guaranteed?** No. All returns are target projections based on strategy assumptions and market conditions.\ Actual performance may vary and losses are possible. *** ### **What asset is used for participation?** SmartVaults.ai uses **USDT (BEP-20)** as the primary settlement asset. All deposits and distributions are handled in USDT. *** ### **What is SVT?** **SVT (SmartVault Token)** is the ecosystem token of SmartVaults.ai. * Used for incentive distribution * Linked to platform activity through buyback and burn * Designed for future governance functionality SVT does not represent ownership, profit rights, or guaranteed value. *** ### **How can I receive SVT tokens?** SVT tokens can be received through: * Deposit-based bonus (Airdrop system) * Referral-based token rewards Distribution depends on participation and predefined system rules. *** ### **How does the Airdrop & Bonus System work?** Before depositing into a vault, users can select a bonus plan that determines how many SVT tokens they receive. * Higher bonus plans result in higher token allocation * Bonus tokens are distributed based on deposit amount All allocations are subject to the available token pool. *** ### **Are bonus tokens immediately available?** No. All bonus tokens follow a **vesting schedule**: * Duration: 12 months * Unlock: daily linear release * Claim: available at any time Unclaimed tokens remain accumulated. *** ### **How do referral rewards work?** SmartVaults.ai includes two types of referral rewards: **1. USDT-based referral rewards** * Distributed from realized profits * Paid across 7 levels **2. Token-based referral rewards (SVT)** * Generated from bonus token allocation * Distributed across 7 levels * Subject to vesting Both systems operate automatically. *** ### **What happens if the Airdrop pool is exhausted?** The airdrop system operates within a fixed token allocation. If the pool is fully distributed: * No further bonus tokens are assigned * Or allocation may be adjusted depending on system rules *** ### **Can I withdraw my funds at any time?** Vault participation is based on predefined lock durations. * Funds are locked for the selected period * Withdrawal of principal is typically only possible at maturity Early exit options may be introduced under specific conditions. *** ### **Is SmartVaults.ai custodial?** No. SmartVaults.ai is a non-custodial protocol: * Funds are managed through smart contracts * Users interact directly with the system * No centralized entity holds user assets *** ### **Is the protocol audited?** SmartVaults.ai is in the process of completing external smart contract audits. Audit reports will be published once finalized. *** ### **What risks are involved?** Participation involves multiple risks, including: * Market volatility * Smart contract vulnerabilities * Execution and liquidity risks * Stablecoin-related risks * Token-related risks A full overview is provided in the Risk Disclosure & Disclaimer section. *** ### **How can I track my participation?** Participants can track: * Vault positions and allocations * Profit distributions * Token rewards and vesting * Referral earnings Data is accessible via platform dashboards and on-chain records. *** ### **Is SmartVaults.ai available worldwide?** SmartVaults.ai is a decentralized protocol and can be accessed globally. However: * Regulatory restrictions may apply in certain jurisdictions * Users are responsible for complying with local laws *** ### **Where can I find official updates?** Official updates will be shared through: * Website * Social media channels * Community platforms Only trust links provided through official sources. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://smartvaultsai.gitbook.io/smartvaultai-docs/community/faq.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. 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